Save Up to 47% on a New Bike
The UK Government's Cycle to Work scheme lets you get a bike and accessories through salary sacrifice — paying from your gross salary before tax. We accept all major scheme providers.
UK Government's Cycle to Work Initiative
The UK government's Cycle to Work scheme is a salary sacrifice initiative that allows employees to save 32% to 47% on a new bike and safety accessories. You lease the equipment from your employer, and payments are deducted tax-free directly from your gross salary over a 12- to 18-month period.
A Tax-Free Way to Buy Your Next Bike
The Cycle to Work scheme is a UK Government initiative introduced under the Finance Act 1999. It allows your employer to provide you with a bike and safety equipment as a tax-free employee benefit.
You pay for the bike through salary sacrifice — monthly deductions from your gross pay before tax. This means you don't pay Income Tax or National Insurance on that amount, saving you between 32% and 47% depending on your tax band.
No Price Cap
The original £1,000 limit was effectively removed in 2019. Through FCA-regulated providers, you can now get bikes and accessories worth thousands of pounds — the only limit is what your employer approves.
How Much Could You Save?
Because repayments come from your gross salary, you save on both Income Tax and National Insurance. Here's what that looks like on a £1,500 bike.
Basic Rate (20%)
32%
20% Income Tax + 12% National Insurance
You save approximately
£480
on a £1,500 bike
Higher Rate (40%)
42%
40% Income Tax + 2% National Insurance
You save approximately
£630
on a £1,500 bike
Additional Rate (45%)
47%
45% Income Tax + 2% National Insurance
You save approximately
£705
on a £1,500 bike
Savings shown are approximate and based on standard salary sacrifice deductions. Actual savings may vary depending on your specific circumstances and scheme provider end-of-hire terms.
Five Simple Steps to Your New Bike
The process is straightforward. Your employer works with a scheme provider who handles all the paperwork and compliance — you just choose your bike.
Speak to Your Employer
Ask your employer if they offer a Cycle to Work scheme. If they don't yet, they can register with any of the approved scheme providers — it's free for employers to set up.
Choose Your Provider
Your employer selects a scheme provider (intermediary) such as Cyclescheme, Halfords Cycle2Work, Vivup, Bike2Work, or Green Commute Initiative. The provider handles all the administration and compliance.
Apply & Get Approved
Apply through your provider's online portal. Choose the bike and accessories you want, up to your employer's approved limit. Once your employer approves, you'll receive a certificate or voucher.
Redeem at CycleDealia
Bring your certificate or voucher to us. We'll help you choose the perfect bike, get you fitted, and you ride away the same day. We accept all major scheme providers.
Pay Monthly, Tax-Free
Repayments are deducted from your gross salary over 12-18 months. Because it's pre-tax, you save on Income Tax and National Insurance — typically saving 32-47% on the total cost.
What Happens at the End?
After the 12-18 month salary sacrifice period, you typically have three options: return the bike, pay the fair market value to own it immediately, or choose an extended use period (most popular) where you pay a small refundable deposit and keep riding for a further 3 years, after which ownership transfers to you at no extra cost.
We Accept All Major Scheme Providers
Your employer chooses which scheme provider to work with. Whichever they use, you can redeem your certificate or voucher at CycleDealia. Here are the main providers we work with.
We also work with all authorised Cycle to Work providers.
Cyclescheme
The UK's largest scheme with over 2,600 partner bike shops and 20,000+ employers.
Visit Cyclescheme →
Halfords Cycle2Work
Backed by the UK's biggest bike retailer, with 400+ stores nationwide.
Visit Halfords Cycle2Work →Bike2Work
Government-approved scheme working with independent bike shops across the UK.
Visit Bike2Work →Green Commute Initiative
Social enterprise with no end-of-hire fees — ownership for just £1.
Visit Green Commute Initiative →Cycle Solutions
Established provider offering bikes and accessories through salary sacrifice.
Visit Cycle Solutions →Enjoy Benefits
Flexible employee benefits provider running a fully managed cycle scheme.
Visit Enjoy Benefits →Vivup
Employee benefits platform used by major public and private sector employers.
Visit Vivup →Gogeta
Modern platform with a flat £1 end-of-hire fee and low commission.
Visit Gogeta →Don't see your provider listed? Contact us — we work with virtually all UK Cycle to Work scheme providers.
It's Not Just Bikes
The scheme covers your bike plus safety equipment and accessories. You can bundle everything into a single salary sacrifice — one monthly deduction covers the lot.
Bikes
- Road bikes
- Mountain bikes
- E-bikes (EAPC compliant)
- Hybrid & commuter bikes
- Folding bikes
- Cargo bikes
- Tricycles
Safety Equipment
- Helmets (BS EN 1078)
- Front & rear lights
- Locks & chains
- Reflective clothing
- Hi-visibility gear
- Bells & mirrors
Accessories
- Mudguards & chainguards
- Panniers & bags
- Pumps & repair kits
- Child safety seats
- Waterproof cycling clothing
- Cycling-specific shoes
Who Can Use the Scheme?
The scheme is open to most employees. Check below to see if you qualify.
You Can Apply If
- You're paid through PAYE (Pay As You Earn)
- Your employer offers the scheme
- Your salary after deductions stays above National Minimum Wage
- You'll use the bike for commuting at least 50% of the time
- Company directors on PAYE salary also qualify
Not Eligible If
- You're self-employed or freelance
- You're already at or near National Minimum Wage
- Your employer doesn't offer the scheme
- You won't use the bike for commuting
Ready to Get Your Cycle to Work Bike?
Pop into the shop with your certificate or voucher, or give us a ring to check we've got what you're after. We'll take care of the rest.
Call Us
01462 631555
Discuss your scheme options
Visit the Shop
15C Sun Street
Hitchin, SG5 1AH
Opening Hours
Mon-Fri: 9:00-17:30
Sat: 9:00-16:00
Sun: Closed